Echecking
Echecking is a hassle free account with additional features that is designed for the customer that is on the go and utilizes technology to create more convenient low cost banking.
Requirements
- $100.00 minimum opening balance
- Enrollment in Online/Mobile Banking
- Enrollment in eStatemtents (electronic statements)
- Minimum of one deposit or ACH credit per statement cycle
- Minimum of ten point of sale debit card transactions per statement cycle
* If deposit and ACH credit, online banking, eStatements and minimum point of sale card transaction requirements are not met, the account will be converted to the Regular Checking account without further notice.
Benefits
- Free from monthly account fee
- Free from minimum balance
- Free unlimited check writing
- Free first set of imprinted checks
- No ATM/Debit Card monthly maintenance fee
- Free mobile check deposits up to 10 items per month, $0.25 per item above 10
- Free online bill pay and P2P (person to person) for up to five transactions per month.
- Statement transactions and check images may be viewed on eStatements accessible through online banking
Regular Checking
Our regular checking account that allows customers to track their finances through monthly statements
Requirements
- $100.00 minimum opening balance
Benefits
- No maintenance fee on accounts with minimum balance of $500.00 or more
- Free Mobile Banking
Cost
- $12.50 monthly maintenance fee on account with balance less than $500.00, plus debits in excess of 30 will incur a $0.15 per debit fee.
- $1.00 Debit Card Monthly Maintenance Fee
Now Checking
Our interest bearing checking account
Requirements
- $1,500.00 minimum opening balance
Benefits
- Interest bearing account
- Free Mobile Banking
- No monthly maintenance fee on accounts with balance of $1,500.00 or more
Cost
- $12.50 monthly maintenance fee and $0.15 per debit item on accounts with a minimum daily balance less than $1,500.00.
- No interest paid on accounts with an average daily balance less than $1,500.00.
- $1.00 Debit Card Monthly Maintenance Fee
55 Freedom Account
This checking account is for our customers whose age is 55 and over.
Requirements
- $100.00 minimum opening balance
Benefits
- Free Mobile Banking
- No minimum balance requirement
- Unlimited check writing
- Free 55 Freedom Account Checks
- Discounts on custom order and designer checks excluding premier style
- No monthly maintenance fee
Cost
- $1.00 ATM/Debit Card Monthly Maintenance Fee
55 Freedom Plus
This checking account is for our customers whose age is 55 and over, it is also and interest bearing account.
Requirements
- $1,500.00 minimum opening balance
Benefits
- Unlimited check writing
- Free 55 Freedom Account checks
- Free Mobile Banking
- Discount on custom order and designer checks excluding premier style
- Interest bearing account
- No monthly maintenance fee with daily balance of $1500.00 or more
Cost
- $12.50 monthly maintenance fee and $0.15 per debit item on accounts with a minimum daily balance less than $1,500.00
- No interest paid on accounts with an average daily balance less that $1,500.00.
- $1.00 ATM/Debit Card Monthly Maintenance Fee
First Club
Checking account that includes your favorite banking services for one low monthly service charge.
Requirements
- $100.00 minimum opening balance
Benefits
- Free club checks
- Free Mobile Banking
- Discounted custom order and designer checks excluding premier style
- Unlimited check writing
- No ATM card monthly charges
- Free Online Bill Pay and P2P Payments for up to five transactions per month.
- $10,000 accidental death policy
Cost
- $12.50 monthly maintenance fee
First Club 55
Checking account that includes your favorite banking services for one low monthly service charge for our customers whose age is 55 and over.
Requirements
- $100.00 minimum opening balance
Benefits
- Free club checks
- Free Mobile Banking
- Discounted custom order and designer checks excluding premier style
- Unlimited check writing
- Safe deposit discount
- Free automatic monthly transfers
- Free notary service
- No ATM card monthly charges
- Free Online Bill Pay and P2P Payments for up to five transactions per month.
- $10,000.00 accidental death policy
Cost
- $10.00 monthly maintenance fee