Echecking

Echecking is a hassle free account with additional features that is designed for the customer that is on the go and utilizes technology to create more convenient low cost banking.

Requirements

  • $100.00 minimum opening balance
  • Enrollment in Online/Mobile Banking
  • Enrollment in eStatemtents (electronic statements)
  • Minimum of one deposit or ACH credit per statement cycle
  • Minimum of ten point of sale debit card transactions per statement cycle 
* If deposit and ACH credit, online banking, eStatements and minimum point of sale card transaction requirements are not met, the account will be converted to the Regular Checking account without further notice.

Benefits

  • Free from monthly account fee
  • Free from minimum balance
  • Free unlimited check writing
  • Free first 50 imprinted checks
  • No ATM/Debit Card monthly maintenance fee
  • Free online bill pay and P2P (person to person) for up to five transactions per month.
  • Statement transactions and check images may be viewed on eStatements accessible through online banking

Regular Checking

Our regular checking account that allows customers to track their finances through monthly statements


Requirements

  • $100.00 minimum opening balance


Benefits

  • No maintenance fee on accounts with minimum balance of $500.00 or more
  • Free Mobile Banking


Cost

  • $7.50 monthly maintenance fee on account with balance less than $500.00, plus debits in excess of 30 will inquire a $0.15 per debit fee.
 

Now Checking

Our interest bearing checking account


Requirements

  • $1,500.00 minimum opening balance

Benefits

  • Interest bearing account
  • Free Mobile Banking
  • No monthly maintenance fee on accounts with balance of $1,500.00 or more


Cost

  • $9.00 monthly maintenance fee and $0.10 per debit item on accounts with a minimum daily balance less than $1,500.00.
  • No interest paid on accounts with an average daily balance less than $1,500.00.

55 Freedom Account

This checking account is for our customers whose age is 55 and over.


Requirements

  • $100.00 minimum opening balance

Benefits 

  • Free Mobile Banking
  • No minimum balance requirement


Cost

  • Unlimited check writing
  • Free 55 Freedom Account Checks
  • Discounts on custom order and designer checks excluding premier style

55 Freedom Plus

This checking account is for our customers whose age is 55 and over, it is also and interest bearing account.


Requirements

  • $1,500.00 minimum opening balance


Benefits

  • Unlimited check writing
  • Free 55 Freedom Account checks
  • Free Mobile Banking
  • Discount on custom order and designer checks excluding premier style
  • Interest bearing account
  • No monthly maintenance fee with daily balance of $1500.00 or more

Cost

  • $9.00 monthly maintenence fee and $0.10 per debit item on accounts with a minimum daily balance less thatn $1,500.00
  • No interest paid on accounts with an average daily balance less that $1,500.00.


First Club

Checking account that includes your favorite banking services for one low monthly service charge.

Requirements

  • $100.00 minimum opening balance


Benefits

  • Free club checks
  • Free Mobile Banking
  • Discounted customer order and designer checks excluding premier style
  • Unlimited check writing
  • No ATM card monthly charges
  • Free Online Bill Pay and P2P Payments
  • $10,000 accidental death policy


Cost

  • $9.50 monthly maintenance fee

First Club 55

Checking account that includes your favorite banking services for one low monthly service charge for our customers whose age is 55 and over.


Requirements

  • $100.00 minimum opening balance


Benefits

  • Free club checks
  • Free Mobile Banking
  • Discounted custom order and designer checks excluding premier style
  • Unlimited check writing
  • Safe deposit discount
  • Free automatic monthly transfers
  • Free notary service
  • No ATM card monthly charges
  • Free Online Bill Bill Pay and P2P Payments
  • $10,000.00 accidental death policy


Cost

  • $8.00 monthly maintenance fee