Free Checking

Requirements

  • $100.00 minimum opening balance.
  • Duplicate checks are required.
  • Canceled checks will not be returned to you.

Benefits

  • Free from maintenance fee
  • Free from minimum balance requirement
  • Free unlimited check writing
  • Free Mobile Banking
  • Free first 50 imprinted checks
  • Free monthly statement

Regular Checking

Our regular checking account that allows customers to track their finances through monthly statements


Requirements

  • $100.00 minimum opening balance


Benefits

  • No maintenance fee on accounts with minimum balance of $500.00 or more
  • Free Mobile Banking


Cost

  • $7.50 maintenance fee on account with balance less than $500.00, plus debits in excess of 30 will inquire a $0.15 per debit fee.


Basic Checking

The account for people who don’t write many checks.


Requirements

  • $100.00 minimum opening balance.

Benefits

  • Low monthly maintenance fee
  • Free Mobile Banking

    Cost

    • $3.00 monthly maintenance fee
    • $0.25 per debit item over 10

    Now Checking

    Our interest bearing checking account


    Requirements

    • $1,500.00 minimum opening balance

    Benefits

    • Interest bearing account
    • Free Mobile Banking
    • No monthly maintenance fee on accounts with balance of $1,500.00 or more


      Cost

      • $9.00 monthly maintenance fee on accounts with a minimum daily balance less than $1,500.00, $0.10 per debit item.
      • No interest paid on accounts with an average daily balance less than $1,500.00.

      55 Freedom Account

      This checking account is for our customers whose age is 55 and over.


      Requirements

      • $100.00 minimum opening balance

      Benefits 

      • Free Mobile Banking
      • No minimum balance requirement


        Cost

        • Unlimited check writing
        • Free 55 Freedom Account Checks
        • Discounts on custom order checks excluding premier style

        55 Freedom Plus

        This checking account is for our customers whose age is 55 and over, it is also and interest bearing account.


        Requirements

      • $1,500.00 minimum opening balance

      • Benefits

        • Unlimited check writing
        • Free 55 Freedom Account checks
        • Free Mobile Banking
        • 50% discount on custom order checks excluding premier style
        • Interest bearing account
        • No monthly maintenance fee with daily balance less than $1500.00

        Cost

        • $9.00 monthly maintenence fee and $0.10 per debit item on accounts with a minimum daily balance less thatn $1,500.00
        • No interest paid on accounts with an average daily balance less that $1,500.00.


        First Club

        Checking account that includes your favorite banking services for one low monthly service charge.

        Requirements

        • $100.00 minimum opening balance


        Benefits

        • Free club checks
        • Free Mobile Banking
        • Discounted designer checks
        • Unlimited check writing
        • No ATM card monthly charges
        • Free Online Bill Pay and P2P Payments
        • $10,000 accidental death policy


          Cost

          • $9.50 monthly maintenance fee

            First Club 55

            Checking account that includes your favorite banking services for one low monthly service charge for our customers whose age is 55 and over.


            Requirements

            • $100.00 minimum opening balance


            Benefits

            • Free club checks
            • Free Mobile Banking
            • Discounted designer checks
            • Unlimited check writing
            • No ATM card monthly charges
            • Free Online Bill Bill Pay and P2P Payments
            • $10,000.00 accidental death policy


              Cost

              • $8.00 monthly maintenance fee