Regular Savings

Offers competitive interest rates with easy access to deposits and withdrawals

Requirements

  • $50.00 minimum opening balance


Benefits

  • Quarterly statements
  • Interest Bearing
  • Competitive rates
  • Free Mobile Banking
  • See account representative for more information


Cost

  • $3.00 monthly maintenance feeand no interest paid if the average daily balance is less than $100.00
  • $1.00 per debit in excess of 6 per quarter


Individual Retirement Accounts (IRA)

An Individual Retirement Account that allows individuals to save and invest for retirement


Requirements

  • $500.00 minimum deposit to open
  • $100.00 minimum periodic deposits


Benefits

  • Pays a very competitive rate
  • Tax deferred savings* 
  • Free Mobile Banking

*You should consult a qualified tax professional in regards to tax deferred savings and your specific circumstance


Certificate of Deposit (CD) 

CDs are a great way to earn interest on your money. There are many different rates and maturities to choose from.


Requirements

  • Minimum opening balance starting at $1,000.00
  • No additional deposits, with the exception of the 24 month option CD which allows a $1,000 minimum deposit once per month
  • No withdraws without penalty from account until maturity
  • 91 day, 6 month , and 12 month CD’s require a $2,500 minimum opening balance


Benefits

  • Interest bearing account
  • Money is secure
  • Free Mobile Banking


Money Market Savings

Our special savings account that earns a higher rate of interest


Requirements

  • $2,500.00 minimum opening balance
  • Limited number of monthly transactions


Benefits

  • Competitive Rates
  • Free Mobile Banking


Cost

  • $5.00 monthly maintenance fee on accounts with an average collected balance less than $1000.00
  • No interest paid on accounts with an average daily balance less than $2,500.00.


Christmas Club 

Our Christmas savings plan


Requirements

  • $5.00 to open this account
  • No early withdraws


Benefits

  • Choose from $250.00, $500.00, or $1,000.00 Christmas Club Accounts.
  • A check will be issued at the end of the payment period
  • Interest bearing account